Want to invest in yourself for a change?
Are your personal finances in need of a makeover?

Tangible Assets can help you improve your financial picture by learning about budgeting and household finances while you save a part of your earned income for a first time home purchase, developing a small business, or post-high school education and training.

Savings are matched 2:1 on their $500 savings for up to two years in a special bank account or IDA (Individual Development Account). You save regularly to reach your goal and attend in 12 hours of financial education as well as homeownership training, career counseling, or business counseling to improve your success in owning your new asset.

Financial stability comes from building your assets, not just your income!

CVCAC administers the Vermont IDA Program through a partnership with the Vermont Community Action Agencies. Statewide, we have helped over 900 Vermonters with the opportunity to save for their families’ future and gain an economic foothold. Matched savings have accumulated to more than $1.34 million!

Who is eligible? Your household income can be up to 200% of the federal poverty level. Personal assets are also part of the consideration, and only earned income can be used towards savings. Please contact us to see if you meet guidelines.

If you live outside Washington, Orange and Lamoille Counties, please contact your local Community Action Agency.

Contact us at 1-800-843-8397 or (802) 476-8493 or by emailing This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Call us to be added to the central Vermont waiting list!

Click to download the Tangible Assets Application Form for central Vermont.